Employee Retirement Programs

Keyboard with key reading Human Resources

Important AB1469 Information:

CalSTRS AB1469 Member & Employer Contribution Increases
CalSTRS Commends Legislature Passage of AB1469 Long-Term Funding Plan
CalSTRS Funding Plan / AB1469 Overview
California Community Colleges Chancellor's Office Advisory

See Below District Health and Welfare Retirement Information:

 Hartnell College Employees Health and Welfare Retirement  Guide
 MCSIG Retiree Coverage Guidelines

STATE RETIREMENT PENSION PROGRAMS:

CLASSIFIED EMPLOYEES
PUBLIC EMPLOYEES RETIREMENT PROGRAM

(CalPERS)
Employees performing classified work of 20+ hours per week
or 1,000 hours in a fiscal year.

ACADEMIC EMPLOYEES
STATE TEACHERS RETIREMENT PROGRAM

(CalSTRS)
Full-time Instructors, Substitutes working 100 days an academic year. 


Adjuncts working 60 hours a pay period or a 50% FTE, academic administrators,
or any eligible employee who voluntarily elects membership. 

Note: Employees must advise the District within thirty (30) days of their intended retirement. Retirement cannot be earlier than the first day of the month of normally scheduled final pay. 

CalPERS  (Home Page)

MYCalPERS  (Personal Acct Information - Online Portal)
MYCalPERS - Self Service Tutorial video(Learn about my|CalPERS self-service features to manage your CalPERS account in real-time and create and save retirement estimates. - 12 minutes viewing time.)

CalPERS Member Education Center
CalPERS Educational Webinars
CalPERS Guide to Web Resources

CalPERS School Benefits Handbook - Retirement (PDF)

CalPERS: Guide to Power of Attorney
CalPERS: Beneficiary Designation & Death Benefits
CalPERS:  Beneficiary vs Survivor Benefits

CalPERS: Guide Planning Your Service Retirement
CalPERS: Employment after Retirement

CalPERS: Guide to Service Credit Purchase Options  
(Includes forms for Redeposit of Contributions, Military Service, Peace Corps/AmeriCorps/VISTA, Service Prior to Membership, LOA, Layoff, Prior Service, Optional Member Service, National Guard, and Alternate Retirement Program purchase options)

Guide to Service Retirement Election Application 
(Includes forms for Retirement Estimate Request, Retirement Application, Justification for Absence of Spouse/DP Signature, and Direct Deposit Authorization)

CalPERS 2021-22 Employer & Employee Contribution Rates

CalSTRS   (home page)
*Note: County # 027; District # 024

MyCalSTRS   (Personal Account Information - Online)
CalSTRS: Getting Started /  Tools & Resources

CalSTRS Forms & Publications Webpage  
(Full list of available forms & publications )

CalSTRS: Benefits & Services for Educators
CalSTRS: Guide to CalSTRS Benefits / Member Handbook

CalSTRS: Guide - Join CalSTRS? Join CalPERS?
CalSTRS:  Retirement System Election Form  
(Booklet comparing the two CA Systems & Election Form )

CalSTRS: Guide to Purchase Additional Service Credit  
(Includes forms for Redeposit of Contributions, Permissive Service Credit, and Non-qualified Service)

CalSTRS: Guide to Service Retirement
(Includes forms for Retirement Estimate Request, Retirement Application, Justification for Absence of Spouse/DP Signature, and Direct Deposit Authorization)

Service Retirement Application Process

CalSTRS: Social Security, CalSTRS and You  
(Fact sheet about the affects your CalSTRS benefit may have on receiving Social Security benefits)

CalSTRS: Working After Retirement


VOLUNTARY, SUPPLEMENTAL RETIREMENT PROGRAMS
(Available to BOTH classified and academic employees)

START WITH THESE LINKS TO LEARN ABOUT RETIREMENT SAVINGS:
National Retirement Planning Coalition
Help Choosing a Voluntary Retirement Plan
IRS Retirement FAQs
CA Dept. Of Insurance Intro to Annuities

NEWS:  COVID-19 CARES ACT - IMPACTS ON RETIREMENT PLANS


403(b) PLANS

TSA Consulting Group 
Our partner in providing 403(b) administrative services for all contributions, distributions, and roll-overs of employee and retiree 403(b) accounts.

Click above "TSA Consulting Group" link to access:

Authorized Investment Providers (Vendor List)
Salary Reduction Agreement Form (SRA)
SRA Form online processing instructions

Click Here (access below and more Forms) 

COVID-19 Relief Form
IRS Rules
Transaction Routing for 
Hardship Disclosure/Withdrawal
403b vs 457 Plan Comparison

Note: Completed forms MUST be received at TSA by the last business day of the month to be processed for last day of the following month.

Online Distribution System Requests
(Immediate processing of distribution requests) 

2020 TSA Meaningful Notice/Plan Summary Information

Related links:

IRS 403(b) page
On-Line IRS publication #571: Tax-Sheltered Annuity Plans (403(b) Plans)


457(b) PLAN (with Roth IRA Option)

CalPERS 457 Supplemental Retirement Plan
*Note: CalPERS 457 plan number: 450-471  


CalPERS 457 Plan Introduction (video) 
(4 minutes total viewing time)

Bridging the Gap: Enrolling in CalPERS Supplemental Income 457 Plan (video)
(5.36 minutes total viewing time)

CalPERS 457: Roth (after tax) Option - All Forms

CalPERS 457: Roth Overeview
CalPERS 457: Roth Enrollment Kit 
CalPERS 457: Roth CHANGE Authorization Form 

CalPERS 457 Change of Address  
(CalPERS members use MYCalPERS )

Phone Review Fridays: 

Telephone appointments with our CalPERS 457 Account Manger, Debbie Orlauski, CRC 

Related links:

IRS 457(b) page
IRS Roth IRA page

 

Webpage last update: 7/05/2022